Opting for a credit consolidation in the Center region
According to the many reports (including the report ), the center of France is one of the regions where the quality of life is rather favorable. To make the ranking, took into account several indicators such as:
- Death rate,
- the rate of divorces,
- the amount of annual income,
- the cost of living ,
- the graduation rate,
- the employment rate .
It should be noted that all socio-professional categories are concerned by indebtedness, even if the spouses work full-time. Moreover, the average indebtedness, registered by the Bank of France, is close to USD 40,501 for the Center region. In order to boost purchasing power and earn a living, banks and credit agencies provide loan consolidation; a financing solution that allows you to live more comfortably. Why ?
First of all, you need to know that the more you accumulate credits ( loan for the purchase of a vehicle, loan to finance electronic products … ), the less you manage to manage your budget correctly, especially in case of imponderables like a breakdown. of vehicles or school fees of a child.
The mechanism of credit redemption
The mechanism for buying back credits is as follows:
- The borrower calculates the total amount of the outstanding balance of his credits.
- A financial institution studies the application by proposing a loan of a value equivalent to the amount of credits to be paid. The loan is subject to an interest rate.
- The organization makes a loan offer . After agreement, the organization is responsible for closing the credits .